Small Business Checking

• 300 items processed free each month (Debits & Credits)
• $100.00 minimum opening deposit
  
• No monthly service fee
  
• Free internet banking
  
• Negative collected balance charged interest @ selected prime + 3.0%
  
• $.25 per debit/credit items in excess of 300

Analyzed Commercial Checking

• $100.00 minimum opening deposit
  
• Monthly service fee $10.00
  
• $.05 per on us item
  
• $.05 per Foreign item
  
• $.12 per debit item
  
• $.20 per deposit
  
• Earnings credit rate based on the average collected monthly balance less 10%,
  if activity charge exceeds this credit, the difference will be charged to account
  
• Negative collected balance charged interest @ selected prime + 2.0%
  
• Check charge through analysis

Commercial Checking - Plus

• (Non-profits 501c3)
  
• $100.00 minimum opening deposit
  
• $10.00 Monthly maintenance fee (No charge if account maintains a $1,500 minimum daily balance)
  
• 75 debit items free ($.25 per debit item in excess)
  
• 75 Deposit items free ($.05 per credit item in excess)
  
• Interest will be compounded daily, credited monthly and paid on collected balance less the current reserve requirements
  
• Tiered Interest Rate

  $5,000.00 - $19,999.99

  $20,000.00 - $49,999.99

  $50,000.00 & over